Colorado Lender Cindy Emerine

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“When we get to a closing, it’s a celebration,” recounts Cindy Emerine of Milestone Mortgage. “The best thing about this job is knowing that you’re really making a difference in people’s lives.”

With over thirty years of experience, Cindy Emerine has built her career upon the bedrock of quality customer service and an irrepressible work ethic. After growing up in Michigan and graduating from Central Michigan University, Cindy relocated to Colorado with her husband and swiftly began her ascent in the lending industry. There, Cindy co-founded a mortgage lending company where she served Sr. Vice President for seventeen years before assuming the role of president. In 2002, Cindy struck out on her own and built Milestone Mortgage from the ground up, training loan officers and crafting a sterling reputation of service. In 2013, Milestone Mortgage merged with The Mortgage Company (TMC) where today Cindy leads a branch of esteemed professionals.

Top mortgage professional in Colorado Cindy Emerine and her team are licensed in and serve the entire state of Colorado, while Milestone Mortgage dba TMC provides service across the board. “We really enjoy working with a variety of clients,” Cindy says, “including first-time home buyers, second-home buyers, conventional move-up purchases, veterans, and others. Our job is all about listening to a client’s needs, problem-solving, creating a plan, and coaching them through with the closing table in mind.” No matter the type of deal in question, Cindy and her team employ a client-centered, golden rule approach to the services they provide. “Our philosophy is that every deal matters; every client is our number one priority,” Cindy explains. “We spend our time and energy doing a fantastic job on every deal, so that our business builds itself based on our strong reputation. The majority of our business is repeat and referral, which indicates the kind of superior service we provide to our clients. We take very seriously the trust put in us.”

Combining decades of experience and a personalized approach to lending, Cindy and her team take the joys and challenges of the industry in stride, driven instead by a purer intent of service. “It can be a tough industry,” Cindy says, “but you’re constantly learning new things and your everyday goal is to help people, whether it’s a client’s first starter home, their dream home, or they’re refinancing. That’s what creates my momentum—I’m able to guide people towards realizing their goal of home ownership.”

In her coveted off hours, Cindy and her husband enjoy cooking, hiking, and riding their motorcycles through the Colorado countryside they call home. At the end of the day, it’s Cindy’s ceaseless dedication to her work that has afforded her the success she enjoys today. “Knowing that you helped someone is what it’s all about,” Cindy reflects “We are meaningfully involved in people’s lives and make a difference. That’s the hook that keeps me going. What could be better than that?”

 To learn more about Cindy Emerine of Mileston Mortgage dba TMC, please call 303-877-0415, e-mail, or visit


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