Anthony Regner loves many things about home mortgage lending: the project management, the teamwork, the self-marketing, the innovation, the flexibility. But what most drives his success is helping people achieve their home ownership goals. “It seems lately that I’m helping more clients below the 620 credit score range,” Anthony says. “Unlike many other lenders, I look beyond how these borrowers appear on paper and consider their individual financial circumstances.”

For example, he was able to help one buyer who had already been turned down by two other companies. Anthony took the time to get to know the couple, their goals, their past financial missteps, and what they had been doing already and were willing to do further to meet their goal. In the end, he was able to confidently show that, in spite of their weakened credit, the couple was in fact low-risk. “It felt good,” he recalls, “to help them even though the husband had wanted to throw in the towel.”

Anthony’s Bachelor’s degree in psychology from the University of Texas serves his clients well, especially in these tough cases but also with any level of borrower who gets frustrated with the process. He knows how to remain calm and focused, to not take anything personally but to listen and always respond with a soothing voice.

Close to the end of completing his major, Anthony took an architecture class and almost changed academic course. He loved the art of home building design and took a few more classes but decided not to postpone graduation. Anthony’s career actually began in retail banking while he was in college, and lasted for 15 years. He first worked for Texas Commerce Bank that eventually became Chase, and worked his way up to Branch Manager, a position he held for five years until 2011. He then switched to mortgage lending, staying with Chase for two more years before moving to Cobalt Mortgage. Now, since November 2014, top mortgage professional in Texas Anthony Regner is a Mortgage Originator with Pacific Union Financial, LLC, and primarily services central Texas.

Part of what sets Anthony apart in the industry is how psychology, architecture, banking and branch management have all converged into his approach to business. In addition to his calm demeanor and effort to see the borrower’s perspective, Anthony looks at every loan as a math equation. “There is almost always a solution,” he insists. “You just have to keep working at it harder, trying different products or an alternate route to solve it.” He refuses to give up until he knows he has exhausted all possibilities.

Anthony believes three things are essential to his success: 1) great people working collaboratively with a sense of urgency, accessibility and efficiency on behalf of every client; 2) the experience to know how to handle each loan like a project manager who tracks it through the process and accepts accountability for the outcome; and 3) the right products for innovation so that even people with less than ideal credit can be helped, if at all possible.

Besides helping people, Anthony likes what he does because, as a full commission earner, it gives him pride of business ownership and the creativity to design his own marketing. It also gives him flexibility to sponsor events for the Austin Young Real Estate Professionals and to help his realtors find ways to grow their business. He also helps with property tour work out of his love for architecture. Most of all, it allows him to spend time with his two small children and their interests in school, Boy Scouts and swimming.

 For more information about Anthony Regner and the mortgage origination services he provides at Pacific Union Financial, LLC, call (512) 659-1627 or email Anthony at anthony.regner@loanpacific.com. PacificUnionLoans.com/anthony-regner, 1008 RR 620 South, Suite 102, Lakeway, TX 78734