TOP MORTGAGE LENDER IN TENNESSEE CHERITH EDWARDS
Cherith Edwards knows what it is like to face hardships and to overcome personal challenges, which is one of the many reasons why she has been able to build a highly successful mortgage loan business. Licensed in 2006, Cherith hit the ground running, pursuing intensive study and training to build her expertise. Over the course of her accomplished career, Cherith has lived by her motto to treat every client like family. “My goal is to save my clients money and to secure their loans in a timely, transparent, honest, and compassionate way,” Cherith says. “Whether I’m helping a single mom or a millionaire, each person deserves to be guided through the process with patience and respect.”
Now a Senior Mortgage Loan Officer at Mortgage Investors Group, Cherith and her team offer a full-service portfolio of loans. “It’s important to me to be able to serve the financial needs of the entire community,” Cherith says. With specialized programs designed to help public servants with down-payment assistance, Cherith is deeply committed to giving back through her career. She originates loans in Tennessee, Alabama, Florida, and Georgia, and offers a wide range of options, from VA, USDA, and FHA loans, to conventional and jumbo loans, as well as principal reduction recast options for certain loans, which is a great tool for borrowers who want to buy before they are ready to sell their existing home.
With her deeply held values, her compassion, and her expertise, it is no surprise that Cherith’s business is 100% referral-based. In 2010, Cherith became a single mom overnight. “I lost every material thing I had, and there were times when I had to choose between buying groceries and paying bills,” Cherith says. “I learned that you can’t buy the things that matter the most in this life. I had to start my career over from scratch. I have so much compassion and understanding for my clients; I know how to listen and relate to their struggles. It resonates with people that I really care about them, their stories, their families, and what they need.”
Cherith and her team go above and beyond to make themselves available to their clients throughout the entire process. “This isn’t a nine-to-five job.” Cherith says. “We’re on call, because in the real world, people are facing real estate decisions at every hour, every day.” Cherith and her team’s professional dedication has led to enormous success: this year to date, Cherith has helped over 260 families with their closings. “Coming from a background of losing everything to where things are today makes me truly so grateful for my clients, my family, my friends, my personal faith in God, and my church,” Cherith says. “Those relationships have helped me grow this business this way.”
Cherith is married to her kindergarten sweetheart, who is a high school teacher and sports coach.
Dedicated to giving back to the community, they are very active in their church and kids’ schools. Cherith has been a classical pianist since the age of four. She’s accompanied and played professionally, as well as for her church and for her kids’ high school. Cherith loves to spend time with her husband and their four young adult kids.
Cherith looks forward to committing herself to growing her business even more. “Now that I’m an empty-nester, I’m looking for new ways to spread the word about the services and resources that we provide,” Cherith says. “I’m looking forward to many more years of helping people achieve the dream of home ownership.”