Florida Lender Luiza Nikoghosyan

Review 0
5 Users (5 votes)

Read Client Reviews Here

Luiza Nikoghosyan immigrated to the United States at the age of 17 and her interest in real estate began right after she purchased her first home in 2005. Being a first time home buyer with a lack of knowledge in financing and real estate was very challenging and overwhelming. She decided that she wanted to make a difference by making it stress-free for people like her to get into their new dream home. Even the financial crisis of 2008 did not stop her from pursuing her dream of helping others make educated choices while taking the first step to homeownership. Being licensed in two different states (Florida and Nevada) gave Luiza more knowledge about the industry and the opportunity to share that wisdom with her clients.

Luiza works with both domestic and international buyers and speaks 3 languages which makes it easy for international buyers to communicate. She does every different type of loan program, from conventional to non-conventional loans. Her business is now 100% referral based, with clients coming primarily from REALTORS® as well as friends, family, and past clients. She doesn’t advertise or have a website, but that doesn’t mean she’s not around. In fact, clients can reach Luiza any time of the day and know that they can trust her to make the best decisions for them even when they’re not there in person. Her knowledge, creativity and willingness to spend the time to educate her clients is what makes them come back over and over to work with her. “If I tell them a deal will go through, it will. I do all the backend research to make sure that what I advise is correct,” she says.

The longer Luiza is in the business, the more her network grows. Her company, Nations Trust Mortgage is part of the FAMP Miami chapter and oversees two of the trade shows in Miami. Being involved with these trade shows gives Luiza the opportunity to branch out and meet other industry professionals in an educational and fun setting. As a senior in her company, she is responsible for training new hires and sharing her extensive knowledge. She serves as a mentor to the next generation of up-and-coming lenders, often working with them for a year at a time. As a single mom with two beautiful kids ages 19 and 18, Luiza has a busy schedule outside of work as well. To relax, she loves spending time in nature or at the beach. She also has a regular meditation practice.

Last year, Luiza completed $31.3 million in loan transactions. As she looks to the future, she has plans to continue to grow her business and get more involved on the commercial end of loans. There’s always more to learn, but what really keeps her motivated is being able to help people. “I want everyone to be able to purchase their home,” she says. “Too many people are afraid to get into a bind or don’t know if they can qualify. I’m here to guide them and make them a strong buyer because they deserve the home of their dreams.”

To learn more about Luiza Nikoghosyan, call 305-335-8062, email, or visit


Florida Lender Luiza Nikoghosyan, Florida Mortgage, Luiza Nikoghosyan Lender, Nations Trust Mortgage

Florida Lender Luiza Nikoghosyan


Leave your rating

Agent Reviews Leave your rating
Sort by:

Be the first to leave a review.

{{{ review.rating_title }}}
{{{review.rating_comment | nl2br}}}

Show more
{{ pageNumber+1 }}