A Veteran of the 82nd Airborne Division, Ricky Khamis has devoted his life to helping others. Following his accomplished career in the military, he was tapped to manage a Bally Total Fitness in his town. While business management proved successful for him, Ricky still yearned for a career that would allow him to give back to his community while setting aside time for his family. At the recommendation of a close friend, he decided to explore the real estate business—and the rest is history.
After learning real estate from the ground up, Ricky came to take an interest in the mortgage industry. Today, he is the National Business Development Manager at AmeriFirst Financial, Inc. where he applies his decades of experience to supervise an elite team of strategists and assist clients all over the nation. “At AmeriFirst, I do a little bit of everything,” he says. “We have the ability to fund, service and keep a transaction in house, or broker out to a company that does bank statements or BMO Loans.”
When assisting clients, Ricky and his team prefer a disciplined approach that recalls his time in the military. He extends that same attention to detail to his borrowers and partners, ensuring that their transactions run as smoothly as possible. “Everything I do has its place and order,” he says. “I coach my group a lot and hold them accountable to our metrics as a team. That way, our partners know exactly what they can expect and the time it will take to get things done.”
A lifelong student of the mortgage industry, Ricky maintains open channels of communication with his clients throughout the transaction, and even keeps in touch with them well after the deals are done. For his expertise and depth of experience, he has earned a tremendous reputation in the industry, with the vast majority of his volume coming from referrals by partners, builders and clients. “When I get into something, I go all in and learn every aspect of what I’m doing,” he says. “This has been true throughout my life—whether I was earning training certifications at my gym or staying on the cutting edge of the real estate market. Today, that’s why I’m a turndown lender for three different builders in my area; they know they can come to me after nobody else can figure it out.”
Outside his career, Ricky is tremendously active within his community. In particular, he contributes to causes for children in need, donating to area schools, little leagues and charity organizations that save those who lack the means to save themselves. When he’s not serving clients or giving back, Ricky, a father of five, enjoys traveling with his beloved family.
Going forward, Ricky has strong plans for his business. In the future, he intends on building on his momentum and staff, with a goal of servicing the largest region of any mortgage company in the country. “There’s no ceiling of achievement in this industry,” he says. “You can go as high as you want to go, and I thrive on that. At the end of the day, everything boils down to getting the deal done for that special family who was told no multiple times by multiple lenders.”